The Enterprise and Economic Development Glossary a resource of the .network library

finance:

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... the act of supplying or allocating funds or monetary resources; controlled movement or the funds of capital as investments or loans into the hands of management for the purposes of starting up, operating, and developing enterprises; the process of raising money in exchange for equity or debt; the business of managing wealth as capital through asset and credit manipulations, investment pursuits, and dealings with funding institutions. Banks and venture capitalists both readily come to mind when thinking of finance and development.

A definition of small business financing (see related below) and business financing in general describes it as funding for purchases and enterprise development. If means finding capital for moving ahead with a business plan, When business decision makers make plans to expand or startup an new venture they often seek financing.

Other members of the .network core user group often seeking financing are leaders of fast-growing companies. Information about publicly held companies can be found in their financials. Privately held companies present financials when they approach financial institutions about loans. The wiseGEEK website definition of financials states that they are ... a group of objective data that describe the financial health and viability of a business (more).

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The Enterprise and Economic Development Glossary a resource of the .network library

financial

... of, involving, or related to finance. A financial enterprise organizes and manages wealth resources as capital to be lend and/or invested for some profitable purpose. Use of the term wealth resources means an available supply of money or something readily convertible to money is available to be drawn upon when needed, i.e., available monetary resources.

Approach a financial institution, such as a bank, for a loan and expect to be requested to present a financial statement. The financial institution is basic to capitalism. Also, there is financial risk to be considered with the mention of organizing and running an enterprise. Financial solvency is defined as the ability to pay all just debts. For more about risk and solvency see: How To Analyze Your Business Using Financial Ratios ... resource paper by the Edward Lowe Foundation at www.esmalloffice.com.

A financial return is remuneration, such as money, for an effort or for providing something, such as expertise or skill as a professional. It is also yield as a capital gain on an investment.

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The Enterprise and Economic Development Glossary a resource of the .network library

monetary resources:

... currency or any medium of exchange convertible to money something available for use. Such resources have monetary value, which means they are worth something, for example as goods and services, when sold. (The Free Dictionary by Farlex has more information about monetary value). Resources are a supply of money or the like available to be drawn on when needed. The definition of monetary is simply that it is money or something related to it.

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